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Jane K Walters

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Financial Coach or Financial Planner – which one do you need?

In Australia, Financial Coaching is a relatively new concept. So, it’s understandable that not everyone understands the difference between a financial coach and a financial planner. I’ve been both, so I’m here to explain a little bit more about what each of us does. Hopefully, it helps you work out which financial professional you might …

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Lifestyle Creep

Lifestyle creep: Why having more money is about mindset not a pay rise

If you’ve ever had a pay rise and then felt no better off, it’s probably because of a little thing known as lifestyle creep. No, it’s not some weirdo stalking you. Lifestyle creep is a phenomenon or rather, a human tendency, to increase spending in proportion to how much you earn. ‘I’ll sort my finances …

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